Annapolis, Bowie and Anne Arundel County real estate and homes for sale in Maryland - Jannie Meares, REALTOR® Jannie Meares REALTOR(r) for Annapolis, Bowie and Anne Arundel County, Maryland real estate - NUMBER1EXPERT™ Jannie Meares NUMBER1EXPERT(tm) for Annapolis, Bowie and Anne Arundel County, Maryland real estate

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Jannie Meares, REALTOR®, real estate agent and broker for Annapolis, Bowie and Anne Arundel County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What characteristics must a home have to be considered a prestigious property?

A 
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Jannie Meares, REALTOR®, real estate agent and broker for Annapolis, Bowie and Anne Arundel County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Jannie Meares
RE/MAX LEADING EDGE

1360 MAIN CHAPEL WAY
GAMBRILLS, MD. 21054
Direct: 240-832-3305
Main: 410-721-9600
Cell: 240-832-3305
Fax: 410-741-3318
Email: janniemeares@NUMBER1EXPERT.com
Email: drmeares@hotmail.com

Jannie Meares CRS,ABR,NEW HOMES SPECIALISTS,LUXURY HOME SPECIALISTS,RE/MAX INTERNATION HALL OF FAME,PRESIDENT'S CLUB,100%CLUB is a licensed REALTOR in MARYLAND,WASHINGTON,DC AND VIRGINIA. Virginia. She has a long list of accomplishments and awards in the real estate industry. That is because she has lived in the Washington DC Metro area with her family for over 30 years and has acquired versatile and extensive knowledge of this unique and exciting market. She combines that understanding and training and tempers it with strong motivation to work closely with you to meet your specific needs, no matter where you desire to call home in the DC Metro area. Please contact Jannie today to get a jumpstart on finding your dream home!

CRS ABR CNHS wcr MLS


RE/MAX LEADING EDGE
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