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All agents are NOT alike! Find out why I am a top real estate expert. Call me:240-832-3305.
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Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
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Request My Free Annapolis, Bowie and Anne Arundel County Relocation Package. Request my Free Annapolis, Bowie and Anne Arundel County Relocation Package. It's packed full of useful and important information about the Annapolis, Bowie and Anne Arundel County, Maryland area. Don't move here without it! Are you new to the area? Request my FREE Annapolis, Bowie and Anne Arundel County package of relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
Who is the world's richest living person?
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| A |
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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