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Latest Listings: Annapolis, Bowie and Anne Arundel County Maryland home buying, real estate listings, and homes for sale in Anne Arundel County, MD

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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Annapolis, Bowie and Anne Arundel County, Maryland area MLS, and even later on the national listings web sites, if at all.

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What is currently the most technologically advanced way to vacuum your home?
A	The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs.
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Jannie Meares, REALTORŽ, real estate agent and broker for Annapolis, Bowie and Anne Arundel County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Jannie Meares
RE/MAX One
4201 Northview Dr. Suite 101
Bowie, MD 20716
Direct: 301-809-5925
Main: 301-464-0044
Cell: 240-832-3305
Fax: 410-741-3318
Email: janniemeares@NUMBER1EXPERT.com
Email: yourhouseyourhome@hotmail.com
Jannie Meares CRS, a Top 1% Producer nationwide, is a licensed REALTOR in the District of Columbia and the two surrounding states of Maryland and Virginia. She has a long list of accomplishments and awards in the real estate industry. That is because she has lived in the Washington DC Metro area with her family for over 30 years and has acquired versatile and extensive knowledge of this unique and exciting market. She combines that understanding and training and tempers it with strong motivation to work closely with you to meet your specific needs, no matter where you desire to call home in the DC Metro area. Please contact Jannie today to get a jumpstart on finding your dream home!

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